{"id":18765,"date":"2023-07-11T12:59:31","date_gmt":"2023-07-11T10:59:31","guid":{"rendered":"http:\/\/www.vrtulniky.sk\/2007\/05\/25\/ako-financovat-letecky-vycvik-pilota-vrtulnika\/"},"modified":"2026-03-31T14:21:48","modified_gmt":"2026-03-31T12:21:48","slug":"ako-financovat-letecky-vycvik-pilota-vrtulnika","status":"publish","type":"post","link":"https:\/\/www.vrtulniky.sk\/news\/ako-financovat-letecky-vycvik-pilota-vrtulnika\/","title":{"rendered":"Ako financova\u0165 leteck\u00fd v\u00fdcvik pilota vrtu\u013en\u00edka"},"content":{"rendered":"

Bez\u00fa\u010delov\u00fd \u00faver,\u00a0spotrebn\u00fd \u00faver, americk\u00e1 hypot\u00e9ka – mo\u017enosti, ktor\u00fdmi si bud\u00faci pilot helikopt\u00e9ry dok\u00e1\u017ee zaplati\u0165 pilotn\u00fd preukaz.<\/strong><\/p>\n

Aktu\u00e1lne ceny pilotn\u00fdch kurzov PPL H a mo\u017enosti financovania leteck\u00e9ho v\u00fdcviku<\/h2>\n

Pozrite si mo\u017enosti, Ako v roku 2026 financova\u0165 leteck\u00fd v\u00fdcvik pilota vrtu\u013en\u00edka na Slovensku<\/a>. \u010cl\u00e1nok prin\u00e1\u0161a preh\u013ead aktu\u00e1lnych mo\u017enost\u00ed financovania cez bez\u00fa\u010delov\u00fd spotrebn\u00fd \u00faver alebo bez\u00fa\u010delov\u00fa hypot\u00e9ku a porovn\u00e1va ponuky slovensk\u00fdch b\u00e1nk.<\/p>\n

Cena za z\u00e1kladn\u00fd leteck\u00fd v\u00fdcvik pilota vrtu\u013en\u00edka sa pohybuje vo v\u00fd\u0161ke 10-17 tis\u00edc EUR. Tento fakt n\u00fati ka\u017ed\u00e9ho bud\u00faceho pilota zamyslie\u0165 sa nad ot\u00e1zkou, kde na\u0148 z\u00edska\u0165 peniaze. Ide\u00e1lnym rie\u0161en\u00edm nemus\u00ed by\u0165 v\u017edy financovanie leteck\u00e9ho kurzu z vlastn\u00fdch zdrojov.<\/p>\n

Samofinancovanie<\/h2>\n

Samofinancovan\u00edm leteck\u00e9ho kurzu sa vyhnete proced\u00faram s bankou, odpadaj\u00fa teda starosti o z\u00edskanie \u00faveru. Ak je v\u0161ak va\u0161a t\u00fa\u017eba sta\u0165 sa pilotom helikopt\u00e9ry v\u00e4\u010d\u0161ia, ne\u017e va\u0161e konto v banke, nie je d\u00f4vod sa znepokojova\u0165. V s\u00fa\u010dasnosti na trhu existuj\u00fa \u00favery a p\u00f4\u017ei\u010dky, ktor\u00fdmi je mo\u017en\u00e9 zaplati\u0165 kurz lietania na vrtu\u013en\u00edku, a spl\u00e1ca\u0165 ich, a\u017e ke\u010f z lietania budete ma\u0165 pr\u00edjem.<\/p>\n

V\u0161eobecn\u00e1 \u00faverov\u00e1 banka<\/h2>\n

Vo V\u00daB do \u00favahy prich\u00e1dza bez\u00fa\u010delov\u00fd \u00faver a spotrebn\u00fd \u00faver. Z ponuky spotrebn\u00fdch \u00faverov je to flexip\u00f4\u017ei\u010dka na \u010doko\u013evek a\u017e do v\u00fd\u0161ky 750 000,- Sk. Je mo\u017en\u00e9 vyu\u017ei\u0165 aj \u00faver zaru\u010den\u00fd nehnute\u013enos\u0165ou – bez\u00fa\u010delov\u00fa flexihypot\u00e9ku a\u017e do v\u00fd\u0161ky 100% hodnoty zalo\u017eenej nehnute\u013enosti, maxim\u00e1lne do v\u00fd\u0161ky 5 mil. Sk.
\nPri bez\u00fa\u010delovej flexip\u00f4\u017ei\u010dke je nad sumu \u00faveru 400 000,- Sk potrebn\u00e1 ako forma ru\u010denia blankozmenka a ru\u010dite\u013e.\u00a0Pri bez\u00fa\u010delovej flexihypot\u00e9ke je mo\u017en\u00e9 pou\u017ei\u0165 prostriedky z \u00faveru na \u010doko\u013evek a ako forma ru\u010denia sa vy\u017eaduje zriadenie z\u00e1lo\u017en\u00e9ho pr\u00e1va v prospech banky na nehnute\u013enos\u0165, ktor\u00e1 sa nach\u00e1dza na \u00fazem\u00ed SR.<\/p>\n

\u013dudov\u00e1 banka<\/h2>\n

\u013dudov\u00e1 banka pon\u00faka bez\u00fa\u010delov\u00fd spotrebn\u00fd \u00faver so zabezpe\u010den\u00edm nehnute\u013enos\u0165ou (dom alebo byt) tzv. OPEN \u00faver. Ke\u010f\u017ee tento \u00faver nie je \u00fa\u010delovo viazan\u00fd, je vhodn\u00fd na financovanie v\u00fdcviku pilota vrtu\u013en\u00edka. Maxim\u00e1lna v\u00fd\u0161ka \u00faveru je 3 mil. Sk (z\u00e1vis\u00ed na hodnote zalo\u017eenej nehnute\u013enosti). Splatnos\u0165 je do 20 rokov, \u00farokov\u00e1 sadzba sa pohybuje od 5,6% do 7,4% p.a.. \u00daver je ur\u010den\u00fd fyzick\u00fdm osob\u00e1m – ob\u010danom alebo podnikate\u013eom (teda i \u017eivnostn\u00edkom), existuje vo dvoch variant\u00e1ch: s potrebou dokladovania pr\u00edjmu \u017eiadate\u013eom a bez nej.<\/p>\n

Tatrabanka<\/h2>\n

Produkt vhodn\u00fd na financovanie leteck\u00e9ho kurzu je Americk\u00e1 hypot\u00e9ka. Z\u00e1kladn\u00e9 podmienky poskytnutia Americkej hypot\u00e9ky (ktor\u00e1 je bez\u00fa\u010delov\u00fdm \u00faverom) s\u00fa:
\n– \u017eiadate\u013e o \u00faver m\u00f4\u017ee by\u0165 fyzick\u00e1 osoba, klient aj neklient Tatra banky
\n– v\u00fd\u0161ka \u00faveru : od 150.000,- Sk
\n– doba splatnosti: od 1 roka do 20 rokov
\n– doba fix\u00e1cie \u00farokovej sadzby \u2013 1, 2, 3, 5, 10 rokov
\nZabezpe\u010den\u00edm ka\u017edej Americkej hypot\u00e9ky je zriadenie z\u00e1lo\u017en\u00e9ho pr\u00e1va k tuzemskej nehnute\u013enosti, akceptovanej bankou (aj vo vlastn\u00edctve tretej osoby) , zap\u00edsanej v katastri nehnute\u013enost\u00ed v prospech banky, pri\u010dom tak\u00fdto \u00faver je mo\u017en\u00e9 poskytn\u00fa\u0165 do 70% v\u00fd\u0161ky zalo\u017eenej nehnute\u013enosti. Banka je pritom viazan\u00e1 len vlastn\u00fdm ohodnoten\u00edm nehnute\u013enosti. Zakladan\u00e1 nehnute\u013enos\u0165 mus\u00ed by\u0165 v osobnom vlastn\u00edctve.
\nPreuk\u00e1zanie pr\u00edjmu \u017eiadate\u013ea o Americk\u00fa hypot\u00e9ku je \u010fal\u0161ou zo \u0161tandardn\u00fdch podmienok pre jeho poskytnutie. Vo v\u0161eobecnosti banka vy\u017eaduje:
\n– doklady preukazuj\u00face pr\u00edjem
\n– doklady k nehnute\u013enosti sl\u00fa\u017eiacej na zabezpe\u010denie Americkej hypot\u00e9ky (list vlastn\u00edctva, znaleck\u00fd posudok, posledn\u00fd titul nadobudnutia a \u010fal\u0161ie).<\/p>\n

Dexia banka<\/h2>\n

Dexia pon\u00faka podobne ako Tatrabanka americk\u00fd typ hypot\u00e9ky (bez dokladovania \u00fa\u010delu), zabezpe\u010den\u00fd nehnute\u013enos\u0165ou. Teraz plat\u00ed, \u017ee ak ju vyu\u017eijete v obdob\u00ed do 30. 6. 2007, je mo\u017en\u00e9 ju z\u00edska\u0165 za rovnak\u00fdch \u00farokov\u00fdch podmienok, ako klasick\u00fa hypot\u00e9ku na b\u00fdvanie.
\nKonkr\u00e9tne sa jedn\u00e1 o \u00farok fixovan\u00fd na 1 alebo 5 rokov vo v\u00fd\u0161ke 4,91 % p.a. a \u00faver bez bankov\u00fdch poplatkov.<\/p>\n

OTP Banka<\/h2>\n

Leteck\u00fd v\u00fdcvik je mo\u017en\u00e9 prefinancova\u0165 spotrebn\u00fdm \u00faverom zabezpe\u010den\u00fdm nehnute\u013enos\u0165ou. \u00daver je mo\u017en\u00e9 poskytn\u00fa\u0165 na z\u00e1klade realiz\u00e1cie z\u00e1lo\u017en\u00e9ho pr\u00e1va na nehnute\u013enos\u0165. V\u00fd\u0161ka \u00faveru z\u00e1vis\u00ed od hodnoty zalo\u017eenej nehnute\u013enosti.
\nPiloti vrtu\u013en\u00edkov na Slovensku st\u00e1le ch\u00fdbaj\u00fa a je o nich z\u00e1ujem. Invest\u00edcia do leteck\u00e9ho preukazu sa preto jav\u00ed ako vysoko perspekt\u00edvna.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bez\u00fa\u010delov\u00fd \u00faver,\u00a0spotrebn\u00fd \u00faver, americk\u00e1 hypot\u00e9ka – mo\u017enosti, ktor\u00fdmi si bud\u00faci pilot helikopt\u00e9ry dok\u00e1\u017ee zaplati\u0165 pilotn\u00fd preukaz. Aktu\u00e1lne ceny pilotn\u00fdch kurzov PPL H a mo\u017enosti financovania … <\/p>\n","protected":false},"author":1,"featured_media":25320,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[555,14,554],"tags":[],"class_list":["post-18765","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-letectvo","category-lietam","category-vrtulniky"],"yoast_head":"\nAko financova\u0165 leteck\u00fd v\u00fdcvik pilota vrtu\u013en\u00edka - Podnik\u00e1m, lietam a relaxujem<\/title>\n<meta name=\"description\" content=\"Bez\u00fa\u010delov\u00fd \u00faver, spotrebn\u00fd \u00faver, americk\u00e1 hypot\u00e9ka - mo\u017enosti, ktor\u00fdmi si bud\u00faci pilot helikopt\u00e9ry dok\u00e1\u017ee zaplati\u0165 pilotn\u00fd preukaz. Ide\u00e1lnym rie\u0161en\u00edm nemus\u00ed by\u0165 v\u017edy financovanie leteck\u00e9ho kurzu z vlastn\u00fdch zdrojov.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vrtulniky.sk\/news\/ako-financovat-letecky-vycvik-pilota-vrtulnika\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ako financova\u0165 leteck\u00fd v\u00fdcvik pilota vrtu\u013en\u00edka - Podnik\u00e1m, lietam a relaxujem\" \/>\n<meta property=\"og:description\" content=\"Bez\u00fa\u010delov\u00fd \u00faver, spotrebn\u00fd \u00faver, americk\u00e1 hypot\u00e9ka - mo\u017enosti, ktor\u00fdmi si bud\u00faci pilot helikopt\u00e9ry dok\u00e1\u017ee zaplati\u0165 pilotn\u00fd preukaz. 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