{"id":21015,"date":"2023-05-23T23:35:51","date_gmt":"2023-05-23T21:35:51","guid":{"rendered":"https:\/\/www.euroekonom.sk\/?p=21015"},"modified":"2024-05-13T14:56:55","modified_gmt":"2024-05-13T12:56:55","slug":"odvetvie-p2p-financovania-krizu-ustalo","status":"publish","type":"post","link":"https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/","title":{"rendered":"Odvetvie P2P financovania kr\u00edzu ust\u00e1lo"},"content":{"rendered":"<p><strong><em>Sk\u00fasenej\u0161\u00ed zahrani\u010dn\u00ed investori neprepadli po\u010das kr\u00edzy panike a\u00a0peniaze nevyberali. Naopak nesk\u00f4r vyu\u017eili vy\u0161\u0161ie \u00faro\u010denie invest\u00edci\u00ed. U\u00a0slovensk\u00fdch a\u00a0\u010desk\u00fdch investorov to v\u0161ak v\u017edy neplatilo &#8211; hovor\u00ed v\u00a0rozhovore Jana M\u00fcckov\u00e1, \u0161\u00e9fka ve\u013ekej \u010deskej P2P platformy &#8211; Bondster, ktor\u00e1 p\u00f4sob\u00ed aj na Slovensku.<\/em><\/strong><br \/>\n<strong>Koronakr\u00edza vniesla do vz\u0165ahu verite\u013e \u2013 dl\u017en\u00edk, ktor\u00fd je zalo\u017een\u00fd na d\u00f4vere, zv\u00fd\u0161en\u00fa neistotu. Ako sa to prejavilovo va\u0161om biznise?<\/strong><br \/>\nAko ka\u017ed\u00e1 kr\u00edza, aj t\u00e1to preverila pripravenos\u0165 jednotliv\u00fdch subjektov. Siln\u00ed ju ust\u00e1li, slab\u00ed mali probl\u00e9my. Trh sa &#8222;\u010dist\u00ed&#8220; od platforiem, ktor\u00e9 na neho nepatria, \u010do bolo zrejm\u00e9 u\u017e od za\u010diatku roka (napr. pobaltsk\u00e9 platformy Kuetzal, Envestio, Grupeer). Trh ako celok prejde o\u010distou a zostan\u00fa na \u0148om len kvalitn\u00e9 platformy, ktor\u00e9 si rozdelia investorov z\u00a0t\u00fdch nekvalitn\u00fdch.<br \/>\nKr\u00edza paradoxne vygenerovalanov\u00e9 pr\u00edle\u017eitosti. Dopyt po\u00a0p\u00f4\u017ei\u010dk\u00e1chtoti\u017e vzr\u00e1stol a ich poskytovatelia \u2013 nebankov\u00e9 spolo\u010dnosti, potrebuj\u00fa financovanie. Poskytovatelia z mnoh\u00fdch kraj\u00edn poci\u0165uj\u00fa zv\u00fd\u0161en\u00fd z\u00e1ujem o p\u00f4\u017ei\u010dky od \u013eud\u00ed, ktor\u00fdch ekonomick\u00e1 situ\u00e1cia sa n\u00e1hle zhor\u0161ila, \u010di u\u017e v\u00a0d\u00f4sledku zn\u00ed\u017eenia platu alebo straty zamestnania. V\u010faka ich zv\u00fd\u0161en\u00e9mu z\u00e1ujmu m\u00f4\u017eeme na\u0161im investorom pon\u00faknu\u0165 atrakt\u00edvne v\u00fdnosy. Aktu\u00e1lne m\u00e1me na platforme v\u00fdnos a\u017e 15percent ro\u010dne.<br \/>\n<strong>Neboja sa teda investori, \u017ee by o\u00a0svoje vklady mohli pr\u00eds\u0165? Mnoh\u00ed dl\u017en\u00edci nebud\u00fa m\u00f4c\u0165 spl\u00e1ca\u0165 na\u010das. Ako na to investori reaguj\u00fa?<\/strong><br \/>\nEkonomick\u00e9 probl\u00e9my dl\u017en\u00edkov neznamenaj\u00fa automaticky stratu pre investorov. Vklady chr\u00e1nia viacer\u00e9 z\u00e1ruky, napr\u00edklad ru\u010denie nehnute\u013enos\u0165ou alebo u n\u00e1s Buyback program (sp\u00e4tn\u00fd odkup invest\u00edci\u00ed). Aj ke\u010f d\u00f4jde k\u00a0nespl\u00e1caniu, je to vo ve\u013ekej v\u00e4\u010d\u0161ine pr\u00edpadov len do\u010dasn\u00fd jav. Investori by teda nemali prepada\u0165 panike.<br \/>\nVid\u00edme tu odli\u0161n\u00fd postoj u zahrani\u010dn\u00fdch a\u00a0\u201emiestnych\u201c \u010desk\u00fdch alebo slovensk\u00fdch investorov. K\u00fdm t\u00ed zahrani\u010dn\u00ed maj\u00fa vo svojich portf\u00f3li\u00e1chzv\u00e4\u010d\u0161a aj akcie, u\u00a0na\u0161incov je to sk\u00f4r v\u00fdnimkou. Zahrani\u010dn\u00ed investori s\u00fa teda na v\u00fdkyvy a kr\u00e1tkodob\u00e9 prepady po\u010das kr\u00edz zvyknut\u00ed.Je pre nich be\u017en\u00e9, \u017ee v\u00fdnosnos\u0165 portf\u00f3lia v \u010dase kol\u00ed\u0161e. Kr\u00e1tkodob\u00e9 prepady trhu spravidla nevn\u00edmaj\u00fa pr\u00edli\u0161 dramaticky a s\u00fa preto tolerantnej\u0161\u00ed k prepadom na trhoch, \u010di k oneskoreniam s platbami v\u00fdnosov.<br \/>\nDom\u00e1ci investori s\u00fa naopak viac konzervat\u00edvni. Ak d\u00f4jde k\u00a0posunu v\u00a0splatnosti, vn\u00edmaj\u00fa to dramaticky. Nie s\u00fa ochotn\u00ed tolerova\u0165 oneskorenie v\u00fdplat, a to ani v pr\u00edpade, ke\u010f im po\u010das me\u0161kaniast\u00e1le nabiehaj\u00fa \u00faroky. Niekedy preto konaj\u00fa un\u00e1hlene, \u010do je na \u0161kodu.<br \/>\n<strong>Do\u0161lo teda aj k\u00a0panick\u00fdm reakci\u00e1m investorov? <\/strong><br \/>\nAj tu plat\u00ed, \u017ee dom\u00e1ci investori obmedzili nov\u00e9 invest\u00edcie a z\u00e1rove\u0148 sa sna\u017eili vybera\u0165 v\u0161etky doteraj\u0161ie vklady, a\u00a0to hne\u010f po\u010das prvej vlny prij\u00edmania vl\u00e1dnych opatren\u00ed. Naopak zahrani\u010dn\u00ed investori vy\u010dk\u00e1vali a v podstate za\u010dali nov\u00e9 invest\u00edcie tlmi\u0165 a\u017e v priebehu apr\u00edla. Svoje peniaze v\u0161ak vo ve\u013ekom nevyberali, sk\u00f4r vy\u010dk\u00e1vali a teraz, ke\u010f v\u00fdnosy dosahuj\u00fa 15percent ro\u010dne, za\u010d\u00ednaj\u00fa op\u00e4\u0165 investova\u0165.<br \/>\n<strong>Ako sa investorov dot\u00fdkaj\u00fa opatrenia ako odklad spl\u00e1tok, ktor\u00e9 vl\u00e1dy prijali vo viacer\u00fdch krajin\u00e1ch? <\/strong><br \/>\nZ\u00e1konn\u00e1 mo\u017enos\u0165 odkladu spl\u00e1tok \u00faverov prijat\u00e1 v krajin\u00e1ch, kde p\u00f4sobia na\u0161i partneri \u2013lok\u00e1lni poskytovatelia p\u00f4\u017ei\u010diek, sa n\u00e1s dot\u00fdka. Museli sme to reflektova\u0165 aj na na\u0161ej ponuke. V reakcii na tieto opatrenia sme investorom umo\u017enili pozrie\u0165 si, ko\u013eko p\u00f4\u017ei\u010diek z ich portf\u00f3lia bolo zasiahnut\u00e9 z\u00e1konn\u00fdm odkladom.<br \/>\nVo v\u00e4\u010d\u0161ine pr\u00edpadov sa n\u00e1m podarilo dohodn\u00fa\u0165 s poskytovate\u013emi p\u00f4\u017ei\u010diek tak, aby aj po\u010das odkladu spl\u00e1tok z d\u00f4vodov vl\u00e1dnych opatren\u00ed, platili investorom pravidelne \u00faroky, a to v p\u00f4vodne dohodnutej v\u00fd\u0161ke. \u010casto aj napriek tomu, \u017ee poskytovatelia dostan\u00fa od dl\u017en\u00edkov pod\u013ea z\u00e1kona ni\u017e\u0161\u00ed \u00farok, ne\u017e ko\u013eko potom musia vypl\u00e1ca\u0165 investorom.<br \/>\nV\u00a0t\u00fdchto pr\u00edpadoch d\u00f4jde k\u00a0posunu spl\u00e1tok a investori z\u00edskaj\u00fa peniaze spravidla a\u017e po skon\u010den\u00ed odkladu. V priebehu tohto obdobia v\u0161ak na\u010falej dost\u00e1vaj\u00fa vopred dohodnut\u00fd \u00farok. Investori tak o svoje peniaze nepr\u00eddu, len ich dostan\u00fa nesk\u00f4r a e\u0161te s extra v\u00fdnosom za \u010das odkladu.<br \/>\n<strong>Princ\u00edp v\u00e1\u0161ho biznisu je v tom, \u017ee investorom sprostredkujete pr\u00edle\u017eitos\u0165 financova\u0165 p\u00f4\u017ei\u010dky, ktor\u00e9 poskytuj\u00fa lok\u00e1lne nebankov\u00e9 spolo\u010dnosti p\u00f4sobiace v\u00a0r\u00f4znych krajin\u00e1ch. \u00daspe\u0161nos\u0165 investora teda vo ve\u013ekej miere z\u00e1vis\u00ed od schopnosti dan\u00e9ho poskytovate\u013ea vym\u00f4c\u0165 po\u017ei\u010dan\u00e9 peniaze. Ako sa na ich finan\u010dnom zdrav\u00ed podp\u00edsala kr\u00edza? <\/strong><br \/>\nJe pravda, \u017ee v \u010dase kr\u00edzy mala ve\u013ek\u00e1 \u010das\u0165 poskytovate\u013eov kr\u00e1tkodob\u00e9 probl\u00e9my s\u00a0cash-flow. Bolo to dan\u00e9 najm\u00e4 neistotou a vl\u00e1dnymi opatreniami. Morat\u00f3ria sp\u00f4sobuj\u00fa, \u017ee poskytovatelia p\u00f4\u017ei\u010diek pr\u00eddu o ve\u013ek\u00fa \u010das\u0165 svojho cash-flow po dobu a\u017e \u0161iestich mesiacov. To je samozrejme ve\u013ek\u00fd z\u00e1sah do ich hospod\u00e1renia. Dl\u017en\u00edci teraz nemaj\u00fa tak\u00fa motiv\u00e1ciu spl\u00e1ca\u0165,v mnoh\u00fdch krajin\u00e1ch tak do\u0161lo aj k skokov\u00e9mu zhor\u0161eniu platobnej mor\u00e1lky.<br \/>\nPoskytovatelia boli preto n\u00faten\u00ed prist\u00fapi\u0165 k optimaliza\u010dn\u00fdm rie\u0161eniam, napr\u00edklad zni\u017eovali prev\u00e1dzkov\u00e9 n\u00e1klady, obmedzili marketingov\u00e9 aktivity a niektor\u00ed aj svoje produkty prisp\u00f4sobili aktu\u00e1lnej situ\u00e1cii. Prim\u00e1rne sa s\u00fastredili na to, aby kr\u00edzu ust\u00e1li a boli schopn\u00ed na\u010falej fungova\u0165.<br \/>\nV\u0161eobecne preto o\u010dak\u00e1vame, \u017ee teraz bud\u00fa v\u0161etci investori po\u017eadova\u0165 od poskytovate\u013eoch viac inform\u00e1ci\u00ed a pravideln\u00fd update ich finan\u010dnej situ\u00e1cie. V Bondster sa teraz s\u00fastred\u00edme pr\u00e1ve na t\u00fdch poskytovate\u013eov, ktor\u00ed maj\u00fa z\u00e1ujem by\u0165 \u010do najtransparentnej\u0161\u00ed a pravidelne informova\u0165 o ich fungovan\u00ed a finan\u010dnom stave.<br \/>\n<strong>\u010co bude nasledova\u0165? Je u\u017e kr\u00edza za nami?<\/strong><br \/>\nZo strany investorov vzrastie z\u00e1ujem o\u00a0diverzifik\u00e1ciu a o \u00favery zabezpe\u010den\u00e9 nehnute\u013enos\u0165ami.<br \/>\nPoskytovateliabud\u00fa viac ochotn\u00ed zverej\u0148ova\u0165 inform\u00e1cie o svojom cash-flow, o\u00a0prev\u00e1dzke a finan\u010dnej situ\u00e1cii, \u010do predt\u00fdm neb\u00fdvalo zvykom.Tieto spolo\u010dnostisi uvedomuj\u00fa, \u017ee ak bud\u00fa svoje z\u00e1v\u00e4zky plni\u0165 riadne a na\u010das a bud\u00fa klientom dod\u00e1va\u0165 kvalitn\u00e9 inform\u00e1cie o svojom finan\u010dnom stave, tak bud\u00fa ich p\u00f4\u017ei\u010dky pre investorov viac atrakt\u00edvne a bude preto pre nejednoduch\u0161ie z\u00edska\u0165 financovanie, ktor\u00e9 potrebuj\u00fa na financovanie p\u00f4\u017ei\u010diek.<br \/>\nNa samotnom P2P trhu bude ur\u010dite pokra\u010dova\u0165 u\u017e spom\u00ednan\u00fd trend \u010distenia od nekvalitn\u00fdch platforiem. Je to prv\u00e1 kr\u00edza, ktor\u00e1 na\u0161e odvetvie postretla. Ako sa hovor\u00ed, ka\u017ed\u00e1 kr\u00edza \u010dloveka posiln\u00ed. Ver\u00edm preto, \u017ee sektor ako tak\u00fd z\u00a0nej vyjde silnej\u0161\u00ed a\u00a0stabilnej\u0161\u00ed ako predt\u00fdm.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sk\u00fasenej\u0161\u00ed zahrani\u010dn\u00ed investori neprepadli po\u010das kr\u00edzy panike a\u00a0peniaze nevyberali. Naopak nesk\u00f4r vyu\u017eili vy\u0161\u0161ie \u00faro\u010denie invest\u00edci\u00ed. U\u00a0slovensk\u00fdch a\u00a0\u010desk\u00fdch investorov to v\u0161ak v\u017edy neplatilo &#8211; hovor\u00ed v\u00a0rozhovore &hellip; <\/p>\n","protected":false},"author":1,"featured_media":24987,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[150,551],"tags":[149],"class_list":["post-21015","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investovanie","category-podnikam","tag-investicie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Odvetvie P2P financovania kr\u00edzu ust\u00e1lo<\/title>\n<meta name=\"description\" content=\"Sk\u00fasenej\u0161\u00ed zahrani\u010dn\u00ed investori neprepadli po\u010das kr\u00edzy panike a\u00a0peniaze nevyberali. Naopak nesk\u00f4r vyu\u017eili vy\u0161\u0161ie \u00faro\u010denie invest\u00edci\u00ed. U\u00a0slovensk\u00fdch a\u00a0\u010desk\u00fdch investorov to v\u0161ak v\u017edy neplatilo.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Odvetvie P2P financovania kr\u00edzu ust\u00e1lo\" \/>\n<meta property=\"og:description\" content=\"Sk\u00fasenej\u0161\u00ed zahrani\u010dn\u00ed investori neprepadli po\u010das kr\u00edzy panike a\u00a0peniaze nevyberali. Naopak nesk\u00f4r vyu\u017eili vy\u0161\u0161ie \u00faro\u010denie invest\u00edci\u00ed. U\u00a0slovensk\u00fdch a\u00a0\u010desk\u00fdch investorov to v\u0161ak v\u017edy neplatilo.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/\" \/>\n<meta property=\"og:site_name\" content=\"Podnik\u00e1m, lietam a relaxujem\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/vrtulniky\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-05-23T21:35:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-05-13T12:56:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.vrtulniky.sk\/news\/wp-content\/uploads\/2022\/08\/mimosudne-vymahanie-pohladavok.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Vrtulniky.sk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Autor\" \/>\n\t<meta name=\"twitter:data1\" content=\"Vrtulniky.sk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Predpokladan\u00fd \u010das \u010d\u00edtania\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 min\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/odvetvie-p2p-financovania-krizu-ustalo\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/odvetvie-p2p-financovania-krizu-ustalo\\\/\"},\"author\":{\"name\":\"Vrtulniky.sk\",\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/#\\\/schema\\\/person\\\/69754abf4658864cf5fb3b5e5600bf0c\"},\"headline\":\"Odvetvie P2P financovania kr\u00edzu ust\u00e1lo\",\"datePublished\":\"2023-05-23T21:35:51+00:00\",\"dateModified\":\"2024-05-13T12:56:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/odvetvie-p2p-financovania-krizu-ustalo\\\/\"},\"wordCount\":1214,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/odvetvie-p2p-financovania-krizu-ustalo\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/mimosudne-vymahanie-pohladavok.jpg\",\"keywords\":[\"invest\u00edcie\"],\"articleSection\":[\"Investovanie\",\"Podnik\u00e1m\"],\"inLanguage\":\"sk-SK\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/odvetvie-p2p-financovania-krizu-ustalo\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/odvetvie-p2p-financovania-krizu-ustalo\\\/\",\"url\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/odvetvie-p2p-financovania-krizu-ustalo\\\/\",\"name\":\"Odvetvie P2P financovania kr\u00edzu ust\u00e1lo\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/odvetvie-p2p-financovania-krizu-ustalo\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/odvetvie-p2p-financovania-krizu-ustalo\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/mimosudne-vymahanie-pohladavok.jpg\",\"datePublished\":\"2023-05-23T21:35:51+00:00\",\"dateModified\":\"2024-05-13T12:56:55+00:00\",\"description\":\"Sk\u00fasenej\u0161\u00ed zahrani\u010dn\u00ed investori neprepadli po\u010das kr\u00edzy panike a\u00a0peniaze nevyberali. Naopak nesk\u00f4r vyu\u017eili vy\u0161\u0161ie \u00faro\u010denie invest\u00edci\u00ed. U\u00a0slovensk\u00fdch a\u00a0\u010desk\u00fdch investorov to v\u0161ak v\u017edy neplatilo.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/odvetvie-p2p-financovania-krizu-ustalo\\\/#breadcrumb\"},\"inLanguage\":\"sk-SK\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/odvetvie-p2p-financovania-krizu-ustalo\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"sk-SK\",\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/odvetvie-p2p-financovania-krizu-ustalo\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/mimosudne-vymahanie-pohladavok.jpg\",\"contentUrl\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/mimosudne-vymahanie-pohladavok.jpg\",\"width\":1200,\"height\":1200},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/odvetvie-p2p-financovania-krizu-ustalo\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Odvetvie P2P financovania kr\u00edzu ust\u00e1lo\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/#website\",\"url\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/\",\"name\":\"Podnik\u00e1m, lietam a relaxujem\",\"description\":\"Vrtu\u013en\u00edky.sk\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"sk-SK\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/#organization\",\"name\":\"Podnik\u00e1m, lietam a relaxujem\",\"url\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sk-SK\",\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/news-vrtulniky-sk-logo-e1660318023553.png\",\"contentUrl\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/news-vrtulniky-sk-logo-e1660318023553.png\",\"width\":201,\"height\":200,\"caption\":\"Podnik\u00e1m, lietam a relaxujem\"},\"image\":{\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/vrtulniky\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/#\\\/schema\\\/person\\\/69754abf4658864cf5fb3b5e5600bf0c\",\"name\":\"Vrtulniky.sk\",\"sameAs\":[\"https:\\\/\\\/news.vrtulniky.sk\"],\"url\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/author\\\/admineuroekonom-sk\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Odvetvie P2P financovania kr\u00edzu ust\u00e1lo","description":"Sk\u00fasenej\u0161\u00ed zahrani\u010dn\u00ed investori neprepadli po\u010das kr\u00edzy panike a\u00a0peniaze nevyberali. Naopak nesk\u00f4r vyu\u017eili vy\u0161\u0161ie \u00faro\u010denie invest\u00edci\u00ed. U\u00a0slovensk\u00fdch a\u00a0\u010desk\u00fdch investorov to v\u0161ak v\u017edy neplatilo.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/","og_locale":"sk_SK","og_type":"article","og_title":"Odvetvie P2P financovania kr\u00edzu ust\u00e1lo","og_description":"Sk\u00fasenej\u0161\u00ed zahrani\u010dn\u00ed investori neprepadli po\u010das kr\u00edzy panike a\u00a0peniaze nevyberali. Naopak nesk\u00f4r vyu\u017eili vy\u0161\u0161ie \u00faro\u010denie invest\u00edci\u00ed. U\u00a0slovensk\u00fdch a\u00a0\u010desk\u00fdch investorov to v\u0161ak v\u017edy neplatilo.","og_url":"https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/","og_site_name":"Podnik\u00e1m, lietam a relaxujem","article_publisher":"https:\/\/www.facebook.com\/vrtulniky\/","article_published_time":"2023-05-23T21:35:51+00:00","article_modified_time":"2024-05-13T12:56:55+00:00","og_image":[{"width":1200,"height":1200,"url":"https:\/\/www.vrtulniky.sk\/news\/wp-content\/uploads\/2022\/08\/mimosudne-vymahanie-pohladavok.jpg","type":"image\/jpeg"}],"author":"Vrtulniky.sk","twitter_card":"summary_large_image","twitter_misc":{"Autor":"Vrtulniky.sk","Predpokladan\u00fd \u010das \u010d\u00edtania":"6 min\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/#article","isPartOf":{"@id":"https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/"},"author":{"name":"Vrtulniky.sk","@id":"https:\/\/www.vrtulniky.sk\/news\/#\/schema\/person\/69754abf4658864cf5fb3b5e5600bf0c"},"headline":"Odvetvie P2P financovania kr\u00edzu ust\u00e1lo","datePublished":"2023-05-23T21:35:51+00:00","dateModified":"2024-05-13T12:56:55+00:00","mainEntityOfPage":{"@id":"https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/"},"wordCount":1214,"commentCount":0,"publisher":{"@id":"https:\/\/www.vrtulniky.sk\/news\/#organization"},"image":{"@id":"https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/#primaryimage"},"thumbnailUrl":"https:\/\/www.vrtulniky.sk\/news\/wp-content\/uploads\/2022\/08\/mimosudne-vymahanie-pohladavok.jpg","keywords":["invest\u00edcie"],"articleSection":["Investovanie","Podnik\u00e1m"],"inLanguage":"sk-SK","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/","url":"https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/","name":"Odvetvie P2P financovania kr\u00edzu ust\u00e1lo","isPartOf":{"@id":"https:\/\/www.vrtulniky.sk\/news\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/#primaryimage"},"image":{"@id":"https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/#primaryimage"},"thumbnailUrl":"https:\/\/www.vrtulniky.sk\/news\/wp-content\/uploads\/2022\/08\/mimosudne-vymahanie-pohladavok.jpg","datePublished":"2023-05-23T21:35:51+00:00","dateModified":"2024-05-13T12:56:55+00:00","description":"Sk\u00fasenej\u0161\u00ed zahrani\u010dn\u00ed investori neprepadli po\u010das kr\u00edzy panike a\u00a0peniaze nevyberali. Naopak nesk\u00f4r vyu\u017eili vy\u0161\u0161ie \u00faro\u010denie invest\u00edci\u00ed. U\u00a0slovensk\u00fdch a\u00a0\u010desk\u00fdch investorov to v\u0161ak v\u017edy neplatilo.","breadcrumb":{"@id":"https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/#breadcrumb"},"inLanguage":"sk-SK","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/"]}]},{"@type":"ImageObject","inLanguage":"sk-SK","@id":"https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/#primaryimage","url":"https:\/\/www.vrtulniky.sk\/news\/wp-content\/uploads\/2022\/08\/mimosudne-vymahanie-pohladavok.jpg","contentUrl":"https:\/\/www.vrtulniky.sk\/news\/wp-content\/uploads\/2022\/08\/mimosudne-vymahanie-pohladavok.jpg","width":1200,"height":1200},{"@type":"BreadcrumbList","@id":"https:\/\/www.vrtulniky.sk\/news\/odvetvie-p2p-financovania-krizu-ustalo\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.vrtulniky.sk\/news\/"},{"@type":"ListItem","position":2,"name":"Odvetvie P2P financovania kr\u00edzu ust\u00e1lo"}]},{"@type":"WebSite","@id":"https:\/\/www.vrtulniky.sk\/news\/#website","url":"https:\/\/www.vrtulniky.sk\/news\/","name":"Podnik\u00e1m, lietam a relaxujem","description":"Vrtu\u013en\u00edky.sk","publisher":{"@id":"https:\/\/www.vrtulniky.sk\/news\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.vrtulniky.sk\/news\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"sk-SK"},{"@type":"Organization","@id":"https:\/\/www.vrtulniky.sk\/news\/#organization","name":"Podnik\u00e1m, lietam a relaxujem","url":"https:\/\/www.vrtulniky.sk\/news\/","logo":{"@type":"ImageObject","inLanguage":"sk-SK","@id":"https:\/\/www.vrtulniky.sk\/news\/#\/schema\/logo\/image\/","url":"https:\/\/www.vrtulniky.sk\/news\/wp-content\/uploads\/2022\/08\/news-vrtulniky-sk-logo-e1660318023553.png","contentUrl":"https:\/\/www.vrtulniky.sk\/news\/wp-content\/uploads\/2022\/08\/news-vrtulniky-sk-logo-e1660318023553.png","width":201,"height":200,"caption":"Podnik\u00e1m, lietam a relaxujem"},"image":{"@id":"https:\/\/www.vrtulniky.sk\/news\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/vrtulniky\/"]},{"@type":"Person","@id":"https:\/\/www.vrtulniky.sk\/news\/#\/schema\/person\/69754abf4658864cf5fb3b5e5600bf0c","name":"Vrtulniky.sk","sameAs":["https:\/\/news.vrtulniky.sk"],"url":"https:\/\/www.vrtulniky.sk\/news\/author\/admineuroekonom-sk\/"}]}},"_links":{"self":[{"href":"https:\/\/www.vrtulniky.sk\/news\/wp-json\/wp\/v2\/posts\/21015","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vrtulniky.sk\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vrtulniky.sk\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vrtulniky.sk\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vrtulniky.sk\/news\/wp-json\/wp\/v2\/comments?post=21015"}],"version-history":[{"count":0,"href":"https:\/\/www.vrtulniky.sk\/news\/wp-json\/wp\/v2\/posts\/21015\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vrtulniky.sk\/news\/wp-json\/wp\/v2\/media\/24987"}],"wp:attachment":[{"href":"https:\/\/www.vrtulniky.sk\/news\/wp-json\/wp\/v2\/media?parent=21015"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vrtulniky.sk\/news\/wp-json\/wp\/v2\/categories?post=21015"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vrtulniky.sk\/news\/wp-json\/wp\/v2\/tags?post=21015"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}