{"id":2216,"date":"2023-08-26T00:28:53","date_gmt":"2023-08-25T22:28:53","guid":{"rendered":"https:\/\/www.euroekonom.sk\/ekonomika\/narodne-hospodarstvo\/monetarna-politika-a-peniaze\/"},"modified":"2024-05-13T14:56:30","modified_gmt":"2024-05-13T12:56:30","slug":"monetarna-politika-a-peniaze","status":"publish","type":"post","link":"https:\/\/www.vrtulniky.sk\/news\/monetarna-politika-a-peniaze\/","title":{"rendered":"Monet\u00e1rna politika a peniaze"},"content":{"rendered":"

Monet\u00e1rna politika je zameran\u00e1 na ovplyv\u0148ovanie mno\u017estva pe\u0148az\u00ed, ktor\u00e9 s\u00fa v obehu prostredn\u00edctvom regul\u00e1cie \u00farokov\u00fdch sadzieb a stanoven\u00edm podmienok pre z\u00edskanie \u00faveru. Monet\u00e1rnej politike sa \u010dasto hovor\u00ed aj pe\u0148a\u017eno-\u00faverov\u00e1 politika. Monet\u00e1rna politika ovplyv\u0148uje objem ponuky pe\u0148az\u00ed, stanovenie \u00farokov\u00fdch sadzieb, produkcie, ale aj zamestnanosti a v\u00fdvoja cien.
\nN\u00e1stroje monet\u00e1rnej politiky s\u00fa priame a nepriame. Pomocou priamych n\u00e1strojov sa reguluje investi\u010dn\u00e1 \u010dinnos\u0165 a spotrebn\u00e9 \u00favery. Prostredn\u00edctvom n\u00e1strojov regul\u00e1cie investi\u010dnej \u010dinnosti m\u00f4\u017ee banka poskytn\u00fa\u0165 klientovi \u00faver pri zakladan\u00ed spolo\u010dnosti len na z\u00e1klade povolenia \u0161t\u00e1tnymi org\u00e1nmi. Prostredn\u00edctvom regul\u00e1cie \u00faveru zase \u0161t\u00e1tne org\u00e1ny ur\u010duj\u00fa, ak\u00e1 bude maxim\u00e1lna doba splatnosti \u00faveru. Ostatn\u00e9 podmienky na poskytnutie \u00faveru si ur\u010duj\u00fa jednotliv\u00e9 banky.
\nNajv\u00e4\u010d\u0161\u00ed probl\u00e9m maj\u00fa pr\u00e1ve za\u010d\u00ednaj\u00faci podnikatelia, preto\u017ee im banky \u00favery poskytuj\u00fa len ve\u013emi zriedka, nako\u013eko sa jedn\u00e1 o nov\u00fd subjekt. Probl\u00e9m s \u00faverom v\u0161ak maj\u00fa aj existuj\u00faci podnikatelia, preto\u017ee podmienky pre poskytnutie \u00faveru b\u00fdvaj\u00fa niekedy ve\u013emi pr\u00edsne. Dokonca existuj\u00fa pr\u00edpady, kedy banka \u00faver zamietla, a podnikate\u013e sa musel rozhodn\u00fa\u0165, \u010di vyhl\u00e1si bankrot, alebo prist\u00fapi k predaju spolo\u010dnosti. Tieto pr\u00edpady nast\u00e1vaj\u00fa najm\u00e4 pri spolo\u010dnostiach, ktor\u00fdm v\u00fdrazne klesli tr\u017eby a v\u010faka kr\u00edze nie je o ich v\u00fdrobky z\u00e1ujem.
\nSpolo\u010dnosti v\u0161ak m\u00f4\u017eu nemal\u00e9 prostriedky u\u0161etri\u0165 aj v pr\u00edpade, \u017ee nebud\u00fa pre svoju \u010dinnos\u0165 potrebova\u0165 kancel\u00e1rske priestory a rozhodn\u00fa sa, \u017ee im posta\u010d\u00ed virtu\u00e1lne s\u00eddlo, kde im zabezpe\u010dia v\u0161etku administrat\u00edvu a oni u\u0161etria nemal\u00e9 prostriedky za pren\u00e1jom \u010di k\u00fapu priestoru.<\/p>\n","protected":false},"excerpt":{"rendered":"

Monet\u00e1rna politika je zameran\u00e1 na ovplyv\u0148ovanie mno\u017estva pe\u0148az\u00ed, ktor\u00e9 s\u00fa v obehu prostredn\u00edctvom regul\u00e1cie \u00farokov\u00fdch sadzieb a stanoven\u00edm podmienok pre z\u00edskanie \u00faveru. Monet\u00e1rnej politike sa … <\/p>\n","protected":false},"author":5,"featured_media":24862,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[551,52],"tags":[53],"class_list":["post-2216","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-podnikam","category-podnikanie","tag-peniaze"],"yoast_head":"\nMonet\u00e1rna politika a peniaze - Podnik\u00e1m, lietam a relaxujem<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vrtulniky.sk\/news\/monetarna-politika-a-peniaze\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Monet\u00e1rna politika a peniaze - Podnik\u00e1m, lietam a relaxujem\" \/>\n<meta property=\"og:description\" content=\"Monet\u00e1rna politika je zameran\u00e1 na ovplyv\u0148ovanie mno\u017estva pe\u0148az\u00ed, ktor\u00e9 s\u00fa v obehu prostredn\u00edctvom regul\u00e1cie \u00farokov\u00fdch sadzieb a stanoven\u00edm podmienok pre z\u00edskanie \u00faveru. 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