{"id":2519,"date":"2022-10-12T12:20:22","date_gmt":"2022-10-12T10:20:22","guid":{"rendered":"https:\/\/www.euroekonom.sk\/?page_id=2519"},"modified":"2024-05-13T14:58:59","modified_gmt":"2024-05-13T12:58:59","slug":"banky-refinancuju-aj-nebankove-uvery","status":"publish","type":"post","link":"https:\/\/www.vrtulniky.sk\/news\/banky-refinancuju-aj-nebankove-uvery\/","title":{"rendered":"Banky refinancuj\u00fa aj nebankov\u00e9 \u00favery"},"content":{"rendered":"

Aj ke\u010f od j\u00fana 2019 dostali nebankov\u00e9 p\u00f4\u017ei\u010dky z\u00e1konom stanoven\u00fd strop, v\u010faka ktor\u00e9mu je odplata stanoven\u00e1 maxim\u00e1lne na dvojn\u00e1sobok priemernej ro\u010dnej percentu\u00e1lnej miery n\u00e1kladov, klienti si vedia tak\u00fato p\u00f4\u017ei\u010dku prenies\u0165 do banky a spl\u00e1ca\u0165 ju st\u00e1le s ove\u013ea lep\u0161\u00edmi podmienkami.<\/p>\n

Pre\u010do konsolidova\u0165 p\u00f4\u017ei\u010dku?<\/h2>\n

Klient, ktor\u00fd sa rozhodne svoje \u00favery refinancova\u0165, nezn\u00ed\u017ei len mesa\u010dn\u00fa spl\u00e1tku, ale z\u00edska o svojich p\u00f4\u017ei\u010dk\u00e1ch lep\u0161\u00ed preh\u013ead. Mno\u017estvo \u00faverov v r\u00f4znych bank\u00e1ch a spolo\u010dnostiach m\u00f4\u017ee pri ich spl\u00e1can\u00ed sp\u00f4sobi\u0165 chaos, ktor\u00fd plynie z r\u00f4znych podmienok ka\u017edej jednej spolo\u010dnosti. Jedna p\u00f4\u017ei\u010dka u jednej banky preto probl\u00e9my s n\u00e1ro\u010dnou administr\u00e1ciou odstr\u00e1ni.
\nV pr\u00edpade, ak si klient potrebuje po\u017ei\u010da\u0165 nielen na splatenie p\u00f4\u017ei\u010dky, ale tie\u017e na in\u00fd \u00fa\u010del, v mnoh\u00fdch bank\u00e1ch nie je probl\u00e9mom po\u017eiada\u0165 aj o vy\u0161\u0161iu sumu akou je t\u00e1, ktor\u00e1 je potrebn\u00e1 na splatenie s\u00fa\u010dasn\u00e9ho \u00faveru<\/a>. \u010co sa t\u00fdka nebankov\u00fdch p\u00f4\u017ei\u010diek, napr\u00edklad do online banky si klienti m\u00f4\u017eu prenies\u0165 \u00favery z mno\u017estva nebankov\u00fdch spolo\u010dnost\u00ed, ktor\u00fdch zoznam n\u00e1jdu na webovej str\u00e1nke banky. V s\u00fa\u010dasnosti on-line banka refinancuje v\u0161etky \u00favery nad 4000 eur s garantovan\u00fdm \u00farokom 8,9 %.V pr\u00edpade, \u017ee m\u00e1 klient na s\u00fa\u010dasnom \u00favere lep\u0161ie podmienky, banka mu poskytne v\u00fdhodnej\u0161iu \u00farokov\u00fa sadzbu \u2013 6,9 % p.a.<\/p>\n","protected":false},"excerpt":{"rendered":"

Aj ke\u010f od j\u00fana 2019 dostali nebankov\u00e9 p\u00f4\u017ei\u010dky z\u00e1konom stanoven\u00fd strop, v\u010faka ktor\u00e9mu je odplata stanoven\u00e1 maxim\u00e1lne na dvojn\u00e1sobok priemernej ro\u010dnej percentu\u00e1lnej miery n\u00e1kladov, klienti … <\/p>\n","protected":false},"author":1,"featured_media":24972,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23,551],"tags":[90],"class_list":["post-2519","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financie","category-podnikam","tag-uver"],"yoast_head":"\nBanky refinancuj\u00fa aj nebankov\u00e9 \u00favery<\/title>\n<meta name=\"description\" content=\"Aj ke\u010f od j\u00fana 2019 dostali nebankov\u00e9 p\u00f4\u017ei\u010dky z\u00e1konom stanoven\u00fd strop, klienti m\u00f4\u017eu tak\u00fato p\u00f4\u017ei\u010dku prenies\u0165 do banky s lep\u0161\u00edmi podmienkami.\" \/>\n<meta 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