{"id":8636,"date":"2022-10-19T13:22:10","date_gmt":"2022-10-19T11:22:10","guid":{"rendered":"http:\/\/www.kekonom.sk\/?p=8636"},"modified":"2024-05-13T14:58:56","modified_gmt":"2024-05-13T12:58:56","slug":"vlastny-bankovy-ucet-patri-medzi-zakladne-potreby-produktivneho-cloveka","status":"publish","type":"post","link":"https:\/\/www.vrtulniky.sk\/news\/vlastny-bankovy-ucet-patri-medzi-zakladne-potreby-produktivneho-cloveka\/","title":{"rendered":"Vlastn\u00fd bankov\u00fd \u00fa\u010det patr\u00ed medzi z\u00e1kladn\u00e9 potreby produkt\u00edvneho \u010dloveka"},"content":{"rendered":"

Pred 50 rokmi dost\u00e1vali zamestnanci vo fabrik\u00e1ch v\u00fdplatu tak\u00fdm \u0161t\u00fdlom, \u017ee si na ekonomickom oddelen\u00ed prevzali \u0161eky a tie im potom v hotovostnej podobe vyplatili pracovn\u00ed\u010dky za okienkami. Zd\u00e1 sa v\u00e1m to dnes ako nere\u00e1lne? Veru, vtedy v\u0161ak e\u0161te bankov\u00e9 \u00fa\u010dty v\u00f4bec nefungovali tak vo ve\u013ekom, ako je tomu teraz! A\u017e dne\u0161n\u00e1 modern\u00e1 doba sp\u00f4sobila, \u017ee vlastn\u00fd bankov\u00fd \u00fa\u010det sa stal jednou z na\u0161ich z\u00e1kladn\u00fdch potrieb. Ve\u010f kam by n\u00e1m z pr\u00e1ce inak poslali peniaze, v\u0161ak\u017ee?
\nVlastn\u00fd bankov\u00fd \u00fa\u010det v\u0161ak nie je vhodn\u00fd v\u00fdhradne len pre zar\u00e1baj\u00facich a akt\u00edvnych \u013eud\u00ed. Osobn\u00e9 \u00fa\u010dty sa z\u00eddu napr\u00edklad aj \u0161tudentom, nako\u013eko aj t\u00ed \u010dasto realizuj\u00fa r\u00f4zne platby, vyberaj\u00fa si hotovos\u0165 z bankomatu a v pozit\u00edvnom pr\u00edpade zar\u00e1baj\u00fa na brig\u00e1dach. Navy\u0161e, k \u00fa\u010dtu sa via\u017ee aj karta na v\u00fdber hotovosti \u010di platbu v predajniach, pri\u010dom pr\u00e1ve pri platobn\u00fdch kart\u00e1ch existuje pr\u00e1vna \u00faprava, o ktorej pr\u00edli\u0161 mnoho \u013eud\u00ed nevie \u2013 kartu m\u00f4\u017ee pou\u017e\u00edva\u0165 len \u010dlovek, ktor\u00e9mu karta patr\u00ed a nezav\u00e1\u017ei ani to, ak ju pou\u017eije napr\u00edklad aj bl\u00edzky rodinn\u00fd pr\u00edbuzn\u00fd. Jednoducho svoju kartu m\u00f4\u017ee pou\u017ei\u0165 len jedna osoba. Aj to vklad\u00e1 opodstatnenie do zakladania vlastn\u00fdch bankov\u00fdch \u00fa\u010dtov, ke\u010f\u017ee t\u00fdm z\u00edskavame miesto, kam n\u00e1m m\u00f4\u017eu zamestn\u00e1vatelia posiela\u0165 peniaze, odkia\u013e m\u00f4\u017eeme realizova\u0165 platby a z\u00e1rove\u0148 m\u00f4\u017eeme plati\u0165 bezhotovostne. Moment\u00e1lna situ\u00e1cia je tak\u00e1, \u017ee banky v\u00fdrazne zni\u017euj\u00fa poplatky za vedenie \u00fa\u010dtov, pri\u010dom pon\u00fakaj\u00fa z\u00e1kazn\u00edkom aj in\u00e9 v\u00fdhody, ako v\u00fdbery z bankomatov \u010di vydanie platobnej karty zadarmo. Z\u00e1ujem b\u00e1nk o zav\u00e1dzanie \u00fa\u010dtov pre svojich klientov nie je n\u00e1hodn\u00fd \u2013 pokia\u013e m\u00e1 banka va\u0161e peniaze v \u00faschove, zvy\u0161uje svoje kapit\u00e1lov\u00e9 krytie a otv\u00e1raj\u00fa sa jej mo\u017enosti na invest\u00edcie. Je to cel\u00e9 \u010darovn\u00fd kruh \u2013 pri\u010dom pr\u00e1ve bankov\u00e9 \u00fa\u010dty s\u00fa naj\u010dastej\u0161ie na jeho za\u010diatku.<\/p>\n","protected":false},"excerpt":{"rendered":"

Pred 50 rokmi dost\u00e1vali zamestnanci vo fabrik\u00e1ch v\u00fdplatu tak\u00fdm \u0161t\u00fdlom, \u017ee si na ekonomickom oddelen\u00ed prevzali \u0161eky a tie im potom v hotovostnej podobe vyplatili … <\/p>\n","protected":false},"author":5,"featured_media":24842,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23,551],"tags":[53],"class_list":["post-8636","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financie","category-podnikam","tag-peniaze"],"yoast_head":"\nVlastn\u00fd bankov\u00fd \u00fa\u010det patr\u00ed medzi z\u00e1kladn\u00e9 potreby produkt\u00edvneho \u010dloveka - Podnik\u00e1m, lietam a relaxujem<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vrtulniky.sk\/news\/vlastny-bankovy-ucet-patri-medzi-zakladne-potreby-produktivneho-cloveka\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vlastn\u00fd bankov\u00fd \u00fa\u010det patr\u00ed medzi z\u00e1kladn\u00e9 potreby produkt\u00edvneho \u010dloveka - Podnik\u00e1m, lietam a relaxujem\" \/>\n<meta property=\"og:description\" content=\"Pred 50 rokmi dost\u00e1vali zamestnanci vo fabrik\u00e1ch v\u00fdplatu tak\u00fdm \u0161t\u00fdlom, \u017ee si na ekonomickom oddelen\u00ed prevzali \u0161eky a tie im potom v hotovostnej podobe vyplatili …\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.vrtulniky.sk\/news\/vlastny-bankovy-ucet-patri-medzi-zakladne-potreby-produktivneho-cloveka\/\" \/>\n<meta property=\"og:site_name\" content=\"Podnik\u00e1m, lietam a relaxujem\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/vrtulniky\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-10-19T11:22:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-05-13T12:58:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.vrtulniky.sk\/news\/wp-content\/uploads\/2022\/08\/festival-tomatina.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1732\" \/>\n\t<meta property=\"og:image:height\" content=\"1041\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Marta\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Autor\" \/>\n\t<meta name=\"twitter:data1\" content=\"Marta\" \/>\n\t<meta name=\"twitter:label2\" content=\"Predpokladan\u00fd \u010das \u010d\u00edtania\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 min\u00faty\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/vlastny-bankovy-ucet-patri-medzi-zakladne-potreby-produktivneho-cloveka\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/vlastny-bankovy-ucet-patri-medzi-zakladne-potreby-produktivneho-cloveka\\\/\"},\"author\":{\"name\":\"Marta\",\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/#\\\/schema\\\/person\\\/c0a8939002b2237daa4a1bd4f544e01f\"},\"headline\":\"Vlastn\u00fd bankov\u00fd \u00fa\u010det patr\u00ed medzi z\u00e1kladn\u00e9 potreby produkt\u00edvneho \u010dloveka\",\"datePublished\":\"2022-10-19T11:22:10+00:00\",\"dateModified\":\"2024-05-13T12:58:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/vlastny-bankovy-ucet-patri-medzi-zakladne-potreby-produktivneho-cloveka\\\/\"},\"wordCount\":369,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/vlastny-bankovy-ucet-patri-medzi-zakladne-potreby-produktivneho-cloveka\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/festival-tomatina.jpg\",\"keywords\":[\"peniaze\"],\"articleSection\":[\"Financie\",\"Podnik\u00e1m\"],\"inLanguage\":\"sk-SK\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/vlastny-bankovy-ucet-patri-medzi-zakladne-potreby-produktivneho-cloveka\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/vlastny-bankovy-ucet-patri-medzi-zakladne-potreby-produktivneho-cloveka\\\/\",\"url\":\"https:\\\/\\\/www.vrtulniky.sk\\\/news\\\/vlastny-bankovy-ucet-patri-medzi-zakladne-potreby-produktivneho-cloveka\\\/\",\"name\":\"Vlastn\u00fd bankov\u00fd \u00fa\u010det patr\u00ed medzi z\u00e1kladn\u00e9 potreby produkt\u00edvneho \u010dloveka - 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